Thursday, 30 March 2017
What if…..?
Tuesday, 13 December 2016
Does Africa underestimate the wealth of her own wisdom?
Africa it’s said “is the cradle of mankind, the origin of the world’s religion and civilization”. I wonder, where did we lost our way?
In his book, “world’s great men of color,” J.A. Rogers, gives this description: “out of the mists of 3,000 years, emerges this beautiful story of an African queen who, attracted by the fame of a Judean monarch, made a long journey to see him.” Makeda and King Solomon were equally impressed with each other. The Queen of Sheba is said to have undertaken a long and difficult journey to Jerusalem to learn from the wisdom of the great king Solomon. Now I wonder, if the African Queen was not powerful, not a lover of wisdom and wise too, would King Solomon be impressed by her? Enough to grant her such accord as was written in the bible and in the books of history?
Theosophy, vol. 82, No. 8, June 1994.
www.des-tinz.blogspot.com
Monday, 28 November 2016
Life Purpose by Folaranmi Adio
Read with me and you will find out!
Purpose is "an objective to be reached; a target; an aim; a goal."
I believe you know you are alive for a reason, but have you given it a thought that one day you will have to face your Lord and explain how you spent your life on earth! What would you tell Him if all you’ve done is to rubbish your time on earth on worldly items, vanity?
In life everyone has his purpose in life, only your creation itself is a purpose.
"Acts 26:16 :- But rise and stand upon your feet, for I have appeared to you for this purpose, to appoint you as a servant and witness to the things in which you have seen me and to those in which I will appear to you"
"Did you then think that We created you in vain, and that you would not be returned to us?
The Holy Quran 23:115"
We all have purposes. But in order to make dreams come into reality, it takes an awful lot of determination, dedication, self-discipline, and effort.
So when people say, “What should I do with my life?” or “What is my life purpose?” what they’re actually asking is: “What can I do with my time that is important?”
In order to know your life purpose, you have to try your hands on new things and what happens if you do that? It helps you find interest in what you have tried both spiritually and bodily.
A quote from Ralph Waldo Emerson where he says;
"The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well."
Your purpose doesn’t have to be something BIG, either. The value of your impact on others and on earth has nothing to do with its weight, there are people meant for everything.
If I could ask you of what makes you angry, joyful, excited or passionate, what would you say? You should take note of when your emotions are moved; these times can be a sign of your God-given purpose. You will need find your passion. Many of you have already done it, many of you will later.
Many of you may take long, many may get old, but don't give up on finding it for that will be that one-step of getting into the right part of your life. Find your passion and follow it.
Pray. Ask God to show you the things that move you and make a pre-list And always remember, He wants you to discover His purpose for you more than you do for yourself.
Lastly, consider that your life purpose is not just about you; it’s about what God wants to do to others through you.
And if there is anything that I have learned in life, you will not find that passion in vanity. And you will not find passion in money, never. Because the more vanities and the more money you have, the more you will just look around and use that as a shield not look for your passion, and you will discover that there will always be someone with more money than you do.
And if you are able to find your passion, all the money you have will be used to make sure all your passions come true and then you will have peace in your heart. Most people discover they have no peace in their lives which is because they have nothing they have passion in, all they need is patience and prayers, that passion will come to seek them.
Therefore, if you ignore or neglect what gives you no satisfaction, what others say about you, your gifts and your passions, you are not only betraying yourself, but you are betraying the world at large and God too; because He has called you to a purpose and wants you to walk in it for others and for your own happiness and success.
Also consider that since God has called you, He is completely able to reveal your purpose to you.
"Hebrew 11:6 :-but without faith it is impossible to please and be satisfactory to him, for whoever would come near to God must [necessarily] believe that God exists and that He is the rewarder of those who earnestly and diligently seek Him [out]"
"If they had kept their Faith and guarded themselves from evil, far better had been the reward from their Lord, if they but knew! (Surah Al-Baqara, 103)"
Sunday, 20 November 2016
Contentment; a state of mind?
Written by John Pam
"let the fool persist in his folly so he may become wise
what is the price of Experience? do men buy it for a song?
Or wisdom for a dance in the street? No, it is bought with the price
Of all that a man hath, his house, his wife, his children.
Wisdom is sold in the desolate market where none come to buy,
And in the wither'd field where the farmer plows for bread in vain."
~William Blake
Quite often have I heard it been said that contentment is a state of indolence or on the other extreme a state of accepting that which one is capable of changing. It is job hard to see why humans adopt these two views which are on opposite ends of the spectrum between greed and laziness. However, it seems its not so much that people are merely greedy or lazy but that rather they have no scale by which to judge the value of that which they choose to pursue or forgo.
For a minute lend me your imagination, and visualise the perfect scenario you can come up with on this earthly plane . Going to the other extreme imagine the most miserable form of existence you would not want to experience...all done? Now stop imagining and think for a minute...in those two situations, starting with the pleasant one, was your idea of what would give you pleasure not based on the memory that you had enjoyed so and so before? And hence more of same would be pleasant? And I would assume the unpleasant nature of the opposite state was also a result of memory of past experience.
And here comes the point which is that we choose most of the time to live in comparison to a past pleasure or a future pleasure and hence we creating our own misery as the present can never measure up to the past or future as it is neither,hence our whole lives become a series of transitions rather than the organic growth it is supposed to be. It's why we can't even enjoy the future we have been chasing when we finally arrive as at that point of triumph, for we create another future state and are unable to savor the present. The future becomes an excuse not to enjoy the present moment and the past a reason to disdain our condition. Because its assumed success is a destination rather than a journey...
And the same goes more or less for the lazy person as for the greedy one above. The lazy person fails to appreciate that the serenity sought must be paid for with the price of labor or else one is just putting off the inevitable debt to be repaid. A lazy person is so consumed in enjoying the present moment, they fail to consider how the past led to this present moment, or how the future will be influenced by present decisions.
So in both cases, people become lazy or over ambitious by refusing to look at the big picture which can be simplified as follows : what price are you willing to pay, from what experience has taught you, to have the future you desire, while not losing sight of the fact that its only moment to moment that the future can be experienced. The is the true measure of contentment.
On a final note let me leave with this analogy to simplify everything, the major difference between the rich man who becomes poor, and the poor man who becomes rich is mostly a change of mental state.
The poor man while poor will be happy to soak garri and groundnut to appease his hunger while the rich man's memories of past luxuries will torment him as he soaks the same garri to appease the same hunger. In the instance where the poor man becomes rich ,the pleasures he enjoyed before due to financial constraints fail to placate him anymore and he must seek new ways to amuse himself.
In the end all value we place is only valid when we realise that most of our misery is caused by our mindset, for if we can change our situation to one more favourable ,then it would be laziness not to do so and still complain of misery,however if we can't change a situation, then why torment yourself craving for what doesn't exist and make misery your companion with fantasies far from reality, resulting in greed, envy and low self esteem. In either case contentment boils down to accepting reality as it is and not comparing it to some fantasy past, present or future. For in the end the value of life does not lie in an abundance of possessions or experiences but rather in the quality of such in regard to our values as individuals.
Sunday, 13 November 2016
How to Open/Operate a Domiciliary Account
There are times that you or your business would like to make and receive payments in a foreign currency. A Domiciliary Account allows you to have accounts in currencies besides the Naira. You’ll also be able to pay into these accounts through cash deposits/inflows, traveler’s cheques or foreign currency cheque deposits.
Also, domiciliary Account also allows customers to maintain accounts in a foreign currency and can withdraw cash or make transfers or payments to suppliers offshore.
Domiciliary account, how it works
To open a domiciliary account in Nigeria, you will need to provide the bank the documents below. Keep in mind that for limited Companies and partnerships, you will have to identify at least two principals to the account. The popular domiciliary account in Nigeria is the GT bank domiciliary account, which you can open with the bank, even if you don’t have an account with GT bank or sign up with GTB internet banking.
1. Proof of identity
The bank needs to see ONE of the following documents: You can provide photocopies of these documents.
Valid international passport
Driver’s license – Nigeria or International
National identity card
Also Read: Turning Data Insights Into Action With Google Analytic
2. Proof of Nigerian address
Also, you need to provide proof of one of the following:
Power company bill (such as electricity, phone bill, waste bill, water) from the last couple of months- Most banks accept three months old electric bills or current month bill
3. Personal details of signatory/directors
Name, contact address and the contact phone number
4. General Business details
Business names, Nigerian address and contact numbers, principal trading activity and date your business started.
For Limited Companies and limited liability partnerships, the bank would have to see proof of business registration, such as:
Memo and Article of Association
Copy of Certification of Incorporation
Copy of form C07
Printed copy of Tax Identification Number (TIN)
Company seal
One passport photography of each signatory to the account
Board of director purpose (signed by 2 directors/1 directors and Company Secretary)
So, how can you withdraw from a domiciliary account in Nigeria?
Opening a domiciliary account is a brilliant thing to do because it lets you receive foreign currency in your account and exchange them when you need to in a black market.
Also Read: How Does Nigeria Central Bank Influence Currency Rates?
If you’ve been saving or transferring funds into your domiciliary account in Nigeria, you might at one time need to make a withdrawal. And how can you make that withdrawal?
There are many ways one can make a withdrawal from a domiciliary account in Nigeria, although this also depends on the types of domiciliary account you have: Savings or current
How to withdraw
1. Submitting a detailed written application for withdrawal:
– Just write an application for a withdrawal addresses in your bank branch’s manager and you’d get the money, within 24 hours.
2. Using a withdrawal slip:
This works like a normal withdrawal slip used in many banks in Nigeria. You can find one across the counter, fill and wait to be paid from your foreign currency teller.
3. Writing a cheque (For currency domiciliary accounts):
Writing a cheque to withdraw out of your account is quite simple. Just indicate the total amount that you need along with your usual signature. You should be able to cash the cheque in front of the bank counter or pay into another domiciliary account. Of course, you will be paid in the foreign currency – Dollar, Euro, Pounds etc.
Also Read: Undeniable Proof That You Can Now Link Your First Bank Account Online
4. Wire transfer:
You can easily perform a wire transfer from bank to bank with either local or international and the fund can be transferred within a week.
5. Using an ATM card:
In case your domiciliary account is linked with ATM cards like MasterCard or visa, it is possible to withdraw from the globally connected ATM in Nigeria in Naira or abroad in the country’s currency. Keep in mind; this kind of withdrawal normally comes with a fee.
PayPal Accounts
Here are some of the things you might use PayPal for:
a. Send or receive payments for online auctions at eBay and other Web sites
b. Purchase or sell goods and services
c. Make or receive donations
d. Exchange cash with someone
You can send funds to anyone with an e-mail address , whether or not they have a PayPal account. To receive the funds, though, the recipient must have a PayPal account associated with that e-mail address. Basic PayPal accounts are free, and many financial transactions are free as well, including all purchases from merchants that accept payments using PayPal [source: PayPal ].
If you have a PayPal account, you can add and withdraw funds in many different ways. You can associate your account with bank accounts or credit cards for more direct transactions, including adding and withdrawing money. Other withdrawal options include using a PayPal debit card to make purchases or get cash from an ATM, or requesting a check in the mail.
At the next page, you'll choose whether you want a personal, business or premier account. If you just plan to use PayPal for the occasional eBay auction or online purchase, a personal account is the right choice. If you intend to use PayPal to accept payments for a business, then a business or premier account would be more suitable. If you select a personal account, you can upgrade in the future.
A PayPal account is verified if you've associated that account with a current bank account or credit card. This is more than just entering account information. PayPal will ask you to follow certain steps to complete the verification process. For a checking account, for example, PayPal will make two micropayments to that account, usually about five cents each. Then, you'll need to enter the amounts of those micropayments as verification.
A PayPal account is confirmed if you've completed one of three options to signal to PayPal that the address on your account is valid. The fastest of these is to verify a bank account or credit card matching the address you've entered as the PayPal account's address. As an alternative, you can request a confirmation code by mail after you've had the account for 90 or more days, or you can apply for a PayPal Extras MasterCard which confirms your address by running a credit check.
Internet Business; Blogging
1.blogging
2. PayPal account and how to operate
3.sell articles online
4.Domiciliary account
5.make money through facebook
1. Start a Blog. ...
2. Start Creating Useful Content. ...
3. Get off your blog and start finding readers. ...
4. Build engagement with the readers that come. ...
5. Start making money from the readership you have through one or more of a variety of income streams.
One of the most common ways bloggers make money is through placing ads
on their site. There are two popular types of ads:
1. CPC/PPC Ads: Cost per click (also called pay per click)
2. CPM Ads: CPM Ads, or “cost per 1,000 impressions,” are ads that pay you
a fixed amount of money based on how many people view your ad.
Perhaps the most popular network for placing these types of ads is Google
AdSense. With this program, you do not need to be in direct contact with
advertisers; There are countless similar programs available if you find that AdSense doesn’t work for you, such as Chitika, Infolinks, and Media.net.
3. Sell Private Ads
Selling private ads can come in the form of banners, buttons, or links. You
can even make money writing sponsored posts where you write about or
give a review of an advertiser’s product or service. Another option is to
write an underwritten post or series, which is where you can write about
any topic, but the advertiser pays for a “Brought to you by” mention in the content.
4. Include Affiliate Links in Your Content: You include an affiliate link on your site. You can do this directly in
the content or through banner ads. If a reader clicks on your unique link
and buys the product you have recommended, you earn a percentage of
what she purchased.
5. Sell Digital Products
If you would rather not advertise other people’s products on your site, or if
you are looking for another stream of income, consider selling digital
products. This can include items like:
eBooks
Online courses/workshops
Images, video, or music people can use in their own content
Apps, plugins, or themes
Just remember that if you are going to choose one of these avenues that you
make it relevant and useful to your readers. A lot of bloggers make the
mistake of assuming they are developing a product their readers need; listen
to your readers first, and then create a digital product that will meet their
needs.
6. see it as a Content Marketing Tool for Your business .
7. Use it to Build Your Credibility
The biggest thing to keep in mind is that making money through blogging is not
possible by putting your site up and letting it sit there. The “if you build it,
they will come” mentality doesn’t work here, so be sure you are willing to
put in the time. Most bloggers do not see a spike of income for several
months (sometimes years) after starting their blog. Before you dive too deep
into blogging, remember these little bits of advice:
1. Create Quality Content
2. Don’t Spend Your Time Exclusively on Your Blog
3. Don’t Be Afraid to Experiment.






